Social Security Contribution Limit 2026. The social security tax limit in 2025 is $176,100, up. Even if you collect $40,000 in annual social security, thereby lowering your income threshold to $142,101, you'd still need $3,552,525 in your retirement accounts to start.

The wage base limit for 2025 is $176,100. If your income exceeds specific thresholds, you will be charged more than the standard medicare premiums.